Terms of Service

Agreement between User and Homeowner Solutions, Inc.

Welcome to HSNYS.com (the “Site”), operated by Homeowner Solutions, Inc. (“HSNYS,” “we,” “our,” or “us”). By accessing or using this Site and our services, you agree to be bound by these Terms of Use (“Terms”).

1. Services

Homeowner Solutions, Inc. provides solutions for homeowners facing complex property challenges, including foreclosure prevention, inherited property liquidation, reverse mortgage solutions, and other creative equity strategies.

2. Privacy Policy

Your use of this Site is subject to our Privacy Policy, which explains how we collect, use, and safeguard your information, and includes disclosures regarding electronic communications, SMS, phone calls, and emails.

3. Electronic Communications & Messaging

By providing your email address or phone number, you consent to receive communications from HSNYS, including SMS, email, and phone calls related to services and promotions.

  • Message frequency may vary
  • You may opt out:
    • SMS: Reply STOP
    • Email: Click unsubscribe link or reply “Unsubscribe”
    • Calls: Inform our representatives
  • Message and data rates may apply
  • Carriers are not liable for delayed or undelivered messages
  • No mobile opt-in data or personal information will be sold or shared for marketing purposes

4. Children Under Thirteen

HSNYS does not knowingly collect personal information from individuals under the age of 13. If you are under 18, you may use this Site only with the permission of a parent or guardian.

5. Third-Party Links

This Site may contain links to third-party websites. HSNYS is not responsible for the content, policies, or practices of such sites. Inclusion of any link does not imply endorsement by HSNYS.

6. Use Restrictions & Intellectual Property

You are granted a limited, non-exclusive, non-transferable, revocable license to use this Site for lawful purposes and in compliance with these Terms. All content, trademarks, and intellectual property on the Site are owned by HSNYS or its licensors. You may not copy, distribute, modify, or exploit any content without written authorization.

7. International Users

The Site is controlled and operated in the United States. If you access the Site from outside the U.S., you are responsible for compliance with applicable local laws.

8. Indemnification

You agree to indemnify and hold harmless HS, its affiliates, officers, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of third parties.

9. Disclaimer of Warranties

The Site and all content, services, and communications are provided on an “as is” and “as available” basis. HSNYS makes no warranties, express or implied, regarding accuracy, reliability, availability, or fitness for a particular purpose.

10. Limitation of Liability

To the maximum extent permitted by law, Homeowner Solutions shall not be liable for any damages, including direct, indirect, incidental, special, or consequential damages arising from or related to your use of the Site or services, even if HSNYS has been advised of the possibility of such damages.

11. Termination

Homeowner Solutions reserves the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to HSNYS or other users.

12.Changes to This Policy

These Terms are governed by the laws of the State of New York. You consent to the exclusive jurisdiction of the courts in New York for any disputes arising under these Terms.

13.Changes to This Policy

Homeowner Solutions may update these Terms at any time. Updates will be posted on this page with the effective date. Your continued use of the Site after changes are posted constitutes acceptance of those changes.

14.Contact Us

If you have questions or concerns about these Terms, please contact us at: Homeowner Solutions, Inc.

Address: 100 Ring Rd W, Garden City, NY 11530

Phone: 888-271-0571

Email: privacy@hsnys.com